Keep covered

Learn about the rules that help make sure super fund members aren't paying for insurance in super that they don’t need or know about, or extra fees that could erode their super savings.

Dangerous Occupation Exception

Unless a member is employed in an occupation subject to the Dangerous Occupation Exception, or elects to retain their insurance cover, legislation prevents super funds from providing insurance to members who are under 25 and/or whose account balance is less than $6,000.

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Inactive Accounts

If your account is inactive for 16 months, your insurance cover will cease automatically.  You can elect to maintain your insurance cover, reinstate cancelled insurance cover, or cancel your insurance cover.

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