Super in retirement

What you do with your money in retirement can be a big decision. We have accounts to help you make the most of your retirement savings and to help you manage your money into retirement.

Super accounts

For many Australian’s, a Super (Accumulation) account is where most of your savings in super are held.
It’s also where:
  • Your employer and personal contributions are deposited.
  • You might hold insurance.
In this type of account:
  • You can pick your investments and returns are taxed at only 15%.
  • You can make lump sum withdrawals once you reach your preservation age.
  • Withdrawals are tax-free from age 60.
  • You can keep any savings you don’t want to/can’t transfer to an Income account.

For more information on BUSSQ’s super account options:

Read our PDS

For more information on our products and accounts, read the applicable Product Disclosure Statement (PDS) or Handbook.

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Your advice options at BUSSQ

We’re here to support you in your super and retirement journey.  

BUSSQ offers different types of advice and can help you get your head around your super, insurance, investments and start planning for retirement.  

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Retirement Income accounts

There are two types of Income accounts:
  • Transition to Retirement Income (TTR) account – this account lets you access your super while you’re still working.
  • Retirement Income account – this account pays you a regular income in retirement.

See the below pages for more information on income accounts and when you can open an income account: